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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Making banking efficient straight forward and rewarding

The interest rates are well above average. On the 2 occasions I have had a query the custmr services worked hard in a friendly and efficient manner to resolve my problems. Their interactions between current and savings accounts are efficient and and they make transferring funds between Zoppa and other banks simple in either direction. Reviewed on: 10th March 2026

Very quick and good products.

Very quick and good products. Happy with the bank. Reviewed on: 10th March 2026

Very good experience

Very good experience, money is there when you need it. Low interest rate and the app is very simple Reviewed on: 9th March 2026

I love this bank, it provides competitive products a...

I love this bank, it provides competitive products and interets Reviewed on: 9th March 2026

Zopa strikes the right balance between casual friend...

Zopa strikes the right balance between casual friendliness and professionalism. Reviewed on: 9th March 2026

Have very good cashback on bills

Have very good cashback on bills Reviewed on: 9th March 2026

the best and good collaborator I am most pleased wit...

the best and good collaborator I am most pleased with you Reviewed on: 9th March 2026

Very good company Excellent very Healfull.

Very good company Excellent very Healfull. Reviewed on: 9th March 2026

Great experience

Great experience, easy set up, good communication, received card quickly Reviewed on: 9th March 2026

Good value for money

Good value for money, the 7.1% account is good but you can only put in £300 in monthly - something to be aware of Reviewed on: 9th March 2026

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