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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Zopa biscuit

2% interest on current account deposits 7.1% attached smart saver max 300 pounds per month Reviewed on: 25th March 2026

Easy app to follow.

Easy app to follow. Plenty of information given. lots of notifications and help with saving accounts Reviewed on: 25th March 2026

Very happy to have made the switch to zopa, love the...

Very happy to have made the switch to zopa, love their perks and easy to use app. Never had any issues when contacting and I love the the biscuit card but it's a shame I can't dunk it Reviewed on: 24th March 2026

Zopa online app

It's so easy to move money around Reviewed on: 24th March 2026

They exhibit little interest and customer care.

They exhibit little interest and customer care. When payments are declined at a petrol pump they just say that it is the merchants problem and leave their customer to try to find the problem unaided. This when it is fairly clearly a problem with the card processing company - whose relationship is with Zopa, not me, Zopa's customer Reviewed on: 24th March 2026

Zopa Current account with interest!

There is no other current account on the market or at least to my knowledge that offers an interest rate to help increase my current account value so I can retain the cash in my account and still pay my bills. Reviewed on: 15th March 2026

Really excellent interest rates and great app functi...

Really excellent interest rates and great app functionality Reviewed on: 13th March 2026

More than happy with the service provided

More than happy with the service provided Reviewed on: 12th March 2026

Hada few issues that they helped with straight away...

Hada few issues that they helped with straight away and any concernse were delt with fast Reviewed on: 12th March 2026

Zopa has proven to me there are still banks out ther...

Zopa has proven to me there are still banks out there that put their users first. From the start they have been truly excellent. Reviewed on: 12th March 2026

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