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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

A fresh modern account with great benefits

Simple no fuss account opening, modern, fresh with excellent accompanying app and fantastic interest rate on savings. Reviewed on: 7th March 2026

I cannot fault my experience of Zopa so far.

I cannot fault my experience of Zopa so far. I am a new customer and and still working out how best to integrate Zopa with my main bank account. However, Zopa offers significant advantages - so, I must start using my Z account to its full potential. Reviewed on: 7th March 2026

Super bank

Super bank - easy application process, great customer service Reviewed on: 7th March 2026

Very easy to open an account.

Very easy to open an account. Clear information throughout Reviewed on: 7th March 2026

Easy app to use - so far so good

Easy app to use - so far so good Reviewed on: 7th March 2026

Good Good and easy to use

Good and easy to use no glitches or hidden charges I love it Reviewed on: 7th March 2026

Easy to open and account and good interest rates on...

Easy to open and account and good interest rates on savings account Reviewed on: 7th March 2026

Brilliant banking app!!

Very helpful when setting up loan account and also a banking current account. Simple to use online banking and helpful app. Reviewed on: 7th March 2026

Easygoing and comfortable access

Easygoing and comfortable access Reviewed on: 7th March 2026

As in life not everything goes to plan but it’s refr...

As in life not everything goes to plan but it’s refreshing that if it doesn’t Zopa always do the right thing Reviewed on: 7th March 2026

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