Paid advertisement
Smart Money People Logo

Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

With Zopa, it's amazing to spend and save money effe...

5
With Zopa, it's amazing to spend and save money effectively. Reviewed on: 7th March 2026

Market Leader

5
Great app and market leading savings product. Reviewed on: 7th March 2026

Fantastic interest rate

5
I’m impressed with their interest rates and cash back card Reviewed on: 6th March 2026

Easy to set up, great interest rates.

5
Easy to set up, great interest rates. Great products. Reviewed on: 6th March 2026

Very helpful customer service and good bank

5
Very helpful customer service and good bank Reviewed on: 6th March 2026

All good so far, exceptional service, very professio...

5
All good so far, exceptional service, very professional and more than happy with my account. Excellent appearance, well laid out and simple to navigate. Reviewed on: 6th March 2026

Straightforward banking

5
Easy to set up, fresh approach to banking Reviewed on: 6th March 2026

Great all round Account

5
Easy to use app. Great savings account. No fees to use abroad Reviewed on: 6th March 2026

Excellent service and product.

5
Excellent service and product. Always easy to understand statements. Reviewed on: 6th March 2026

Zopa the Best Bank

5
I really like zopa, the UI of the app is very good and simple and their customer support is also very good and helpful. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69084 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44344 reviews
    Zopa
    View all products