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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Check out the new App!

The new app is fantastic. The special savings rate is top of market and the service is quick and slick. Higly recommended all round! Reviewed on: 6th March 2026

Great holiday fund account

I like Zopa as a way of saving for a holiday. It keeps everything all costs and spending money in one place. It's great to know what everything is costing and also spend from the fund when abroad. I can access some cash from an atm or pay for most things by debit card. You can link another account and transfer funds from one to another with ease. It's perfect for me, and you get a fair interest on your balance too. Reviewed on: 6th March 2026

Best Loan company ever

Been with zopa for a good few years now and they are the most informative loan company we have ever used and only use them for all my financial needs,no nonsense from them easy from start to finish...zopa is my go too. Reviewed on: 6th March 2026

Zopa are great

I have no complaints at all about zopa Reviewed on: 6th March 2026

Good friendly and helpful and very knowledgeable hi...

Good friendly and helpful and very knowledgeable highly recommend Reviewed on: 6th March 2026

Very good experience highly recommended

Very good experience highly recommended Reviewed on: 6th March 2026

A clear fair and positive bank

Zopa always been fair, and very clear with their bank policies… app is also so easy to navigate Reviewed on: 6th March 2026

Easy to open an account and even pay interest on cur...

Easy to open an account and even pay interest on current account Reviewed on: 6th March 2026

Zopa bank is an excellent bank and the app is user f...

Zopa bank is an excellent bank and the app is user friendly and easy to use Reviewed on: 6th March 2026

Unparalleled Excellence

I have had nothing but a great experience with Zopa. Excellent customer focus, a simple to navigate app and not forgetting phenomenal interest rates are, in my experience, unparalleled in the finance world Reviewed on: 6th March 2026

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