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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Straight forward, honest and competitive Bank!

Straight forward, honest and competitive Bank! Keep on providing a great service for customers :) thank you! Reviewed on: 6th March 2026

Easy to use app. Savers delight

Easy to use app. Straight forward with everything self explanatory. Great rates for savera Reviewed on: 6th March 2026

I was able to sort out a loan in a few minutes with...

I was able to sort out a loan in a few minutes with no fuss.I also earn interest on my current account which is a rarity these days. A look so , the app is well thought out and easy to use. Full marks from me ! ***** Reviewed on: 6th March 2026

Zopa are brilliant easy to deal with and the respons...

Zopa are brilliant easy to deal with and the response is excellent Reviewed on: 6th March 2026

Easy, no fuss experience.

Easy, no fuss experience. Sort of informal but confident in product. Reviewed on: 6th March 2026

Best Bank ever

Zopa banking app is the easiest app to use and I’ve had quite a few. Instructions are very simple and easy to understand. Reviewed on: 6th March 2026

Easy and flawless experience, all your info at a gla...

Easy and flawless experience, all your info at a glance. Everything works well Reviewed on: 6th March 2026

Zopa is an is excellent back to bank with

Zopa is an. Excellent bank to bank with and applying for loan is so easy and fast and approval rate is quick too Reviewed on: 6th March 2026

Very happy with every aspect of Zopa services

Very happy with every aspect of Zopa services Reviewed on: 6th March 2026

Check out the new App!

The new app is fantastic. The special savings rate is top of market and the service is quick and slick. Higly recommended all round! Reviewed on: 6th March 2026

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