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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Simple app, clear website and so easy to use - plus...

Simple app, clear website and so easy to use - plus amazing savings rates! Reviewed on: 6th March 2026

Excellent service Biscuit account is fabulous

I have been a Zopa customer for a while see I've is excellent savings hub brilliant Biscuit is an amazing account congratulations Reviewed on: 6th March 2026

Their regular saver is a scam, there is zero point i...

Their regular saver is a scam, there is zero point in this current account but can’t close Reviewed on: 6th March 2026

They gave me very good interest rate for loan

They gave me very good interest rate for loan Reviewed on: 6th March 2026

Top quality

Zopa is easy to use and offers a great range of services. They are responsive, flexible and offer good rates too. Reviewed on: 6th March 2026

The account setup was very smooth and effortless, to...

The account setup was very smooth and effortless, took me only a few minutes. I got in touch with customer service in regards to referral system and they have kindly explained me the process and requirements. Lovely to bank with Reviewed on: 6th March 2026

Zopa has won me over and is now my No1 choice!

I initially opened my Zopa account to run alongside my existing current account, however, I have so enjoyed using the App and everything is so easy to use and straight forward that Zopa has become my favourite and first choice. 5 stars from me Reviewed on: 6th March 2026

Good current account interest rate, cashback on bill...

Good current account interest rate, cashback on bills, app has a range of good features simple interface Reviewed on: 6th March 2026

Great bank account

App is simple and easy to use. The current account pays interest and cashback on bills which is great. The regular saver was the main selling point for me, with 7.1% interest Reviewed on: 6th March 2026

Straight forward and easy to use with a good monthly...

Straight forward and easy to use with a good monthly saver rate Reviewed on: 6th March 2026

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