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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great holiday fund account

I like Zopa as a way of saving for a holiday. It keeps everything all costs and spending money in one place. It's great to know what everything is costing and also spend from the fund when abroad. I can access some cash from an atm or pay for most things by debit card. You can link another account and transfer funds from one to another with ease. It's perfect for me, and you get a fair interest on your balance too. Reviewed on: 6th March 2026

Best Loan company ever

Been with zopa for a good few years now and they are the most informative loan company we have ever used and only use them for all my financial needs,no nonsense from them easy from start to finish...zopa is my go too. Reviewed on: 6th March 2026

Zopa are great

I have no complaints at all about zopa Reviewed on: 6th March 2026

Good friendly and helpful and very knowledgeable hi...

Good friendly and helpful and very knowledgeable highly recommend Reviewed on: 6th March 2026

Very good experience highly recommended

Very good experience highly recommended Reviewed on: 6th March 2026

A clear fair and positive bank

Zopa always been fair, and very clear with their bank policies… app is also so easy to navigate Reviewed on: 6th March 2026

Easy to open an account and even pay interest on cur...

Easy to open an account and even pay interest on current account Reviewed on: 6th March 2026

Zopa bank is an excellent bank and the app is user f...

Zopa bank is an excellent bank and the app is user friendly and easy to use Reviewed on: 6th March 2026

Unparalleled Excellence

I have had nothing but a great experience with Zopa. Excellent customer focus, a simple to navigate app and not forgetting phenomenal interest rates are, in my experience, unparalleled in the finance world Reviewed on: 6th March 2026

Simple app, clear website and so easy to use - plus...

Simple app, clear website and so easy to use - plus amazing savings rates! Reviewed on: 6th March 2026

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