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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I have been with Zopa for years, cannot fault them.

I have been with Zopa for years, cannot fault them. Great rates, easy to use and navigate app and great customer service Reviewed on: 6th March 2026

Always good service and excellent communication

Always good service and excellent communication Reviewed on: 6th March 2026

Never had any problems good to use very straight for...

Never had any problems good to use very straight forward to use Reviewed on: 6th March 2026

Good service from your bank I will recommend to othe...

Good service from your bank I will recommend to others as well Reviewed on: 6th March 2026

Im happy with the experience I had at Zopa

Im happy with the experience I had at Zopa Reviewed on: 6th March 2026

Since I have been using Zopa, the experience has bee...

Since I have been using Zopa, the experience has been so wonderfull Reviewed on: 6th March 2026

Really innovative

Really innovative and fast paced improvements to banking services. Reviewed on: 5th March 2026

Excellent service and easy to navigate around the app

Excellent service and easy to navigate around the app Reviewed on: 5th March 2026

Great service and rates, would recommend as able to...

Great service and rates, would recommend as able to use at home and abroad Reviewed on: 5th March 2026

Best For Savings & AI

They have a great user interface and for me what sets them apart from the rest is the use of integrating AI into the banking app. I love it and use this bank account for everything. Also they have the best interest rates out of them all. Thank you Zopa for actually looking out for your customers Reviewed on: 5th March 2026

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