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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great bank account

App is simple and easy to use. The current account pays interest and cashback on bills which is great. The regular saver was the main selling point for me, with 7.1% interest Reviewed on: 6th March 2026

Straight forward and easy to use with a good monthly...

Straight forward and easy to use with a good monthly saver rate Reviewed on: 6th March 2026

I have been with Zopa for years, cannot fault them.

I have been with Zopa for years, cannot fault them. Great rates, easy to use and navigate app and great customer service Reviewed on: 6th March 2026

Always good service and excellent communication

Always good service and excellent communication Reviewed on: 6th March 2026

Never had any problems good to use very straight for...

Never had any problems good to use very straight forward to use Reviewed on: 6th March 2026

Good service from your bank I will recommend to othe...

Good service from your bank I will recommend to others as well Reviewed on: 6th March 2026

Im happy with the experience I had at Zopa

Im happy with the experience I had at Zopa Reviewed on: 6th March 2026

Since I have been using Zopa, the experience has bee...

Since I have been using Zopa, the experience has been so wonderfull Reviewed on: 6th March 2026

Really innovative

Really innovative and fast paced improvements to banking services. Reviewed on: 5th March 2026

Excellent service and easy to navigate around the app

Excellent service and easy to navigate around the app Reviewed on: 5th March 2026

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