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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great service and rates, would recommend as able to...

Great service and rates, would recommend as able to use at home and abroad Reviewed on: 5th March 2026

Best For Savings & AI

They have a great user interface and for me what sets them apart from the rest is the use of integrating AI into the banking app. I love it and use this bank account for everything. Also they have the best interest rates out of them all. Thank you Zopa for actually looking out for your customers Reviewed on: 5th March 2026

Very happy, efficient and easy to set up

Very happy, efficient and easy to set up Reviewed on: 5th March 2026

Dependable

Fast and easy to use. Easy to navigate the app and it's very confidential Reviewed on: 5th March 2026

Good account

Good account to use and • You get 2% cashback on direct debit bills easy to open an account Reviewed on: 5th March 2026

Zopa is great good to help with paying bills.

Zopa is great good to help with paying bills. I like how the app is easier o manoeuvre around Reviewed on: 5th March 2026

Really good and no problems and all

Really good and no problems and all Reviewed on: 5th March 2026

Its been brilliant and Great customer servicee.

Its been brilliant. Well served and customer service straightforward. Reviewed on: 5th March 2026

Very good service, fastest and easiest

Very good service, fastest and easiest Reviewed on: 4th March 2026

Competitive interest rates.

Competitive interest rates. User friendly app. Reviewed on: 4th March 2026

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