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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

really good and friendly system.

really good and friendly system. when i needed help with customer support it was fast and efficient which was nice and they were really friendly. but the only downside i would say is that i never got my £10 joining bonus when someone referred me to zopa Reviewed on: 4th March 2026

Great app and very good rates.

Great app and very good rates. Enjoy the notifications and feel I have dos control over my money. Reviewed on: 4th March 2026

Since I've had Zopa I've loved it

Since I've had Zopa I've loved it Reviewed on: 4th March 2026

I am very satisfied with the current service.

I am very satisfied with the current service. Reviewed on: 4th March 2026

Great tech bank

Easy to manage funds., plenty of choice and decent rates. Much prefer this bank to traditional money managers. Reviewed on: 4th March 2026

Good,great people to deal with I loved using the com...

Good,great people to deal with I loved using the company Reviewed on: 4th March 2026

Great bank

Great bank easy to use with great interest rates Reviewed on: 4th March 2026

Great interest rates and great customer service

Great interest rates and great customer service Reviewed on: 4th March 2026

Easy to use, quick and simple process from start to...

Easy to use, quick and simple process from start to finish regarding opening an account. Good perks also Reviewed on: 4th March 2026

Zopa's current account is a game-changer!

Zopa's current account is a game-changer! With a seamless app experience, you get 2% cashback on Direct Debits and 2% interest on balances. Plus, no annual fees make it a cost-effective choice. It’s user-friendly, quick to set up, and offers fantastic customer service. Perfect for anyone seeking smart banking with perks! Reviewed on: 3rd March 2026

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