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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Dependable

Fast and easy to use. Easy to navigate the app and it's very confidential Reviewed on: 5th March 2026

Good account

Good account to use and • You get 2% cashback on direct debit bills easy to open an account Reviewed on: 5th March 2026

Zopa is great good to help with paying bills.

Zopa is great good to help with paying bills. I like how the app is easier o manoeuvre around Reviewed on: 5th March 2026

Really good and no problems and all

Really good and no problems and all Reviewed on: 5th March 2026

Its been brilliant and Great customer servicee.

Its been brilliant. Well served and customer service straightforward. Reviewed on: 5th March 2026

Very good service, fastest and easiest

Very good service, fastest and easiest Reviewed on: 4th March 2026

Competitive interest rates.

Competitive interest rates. User friendly app. Reviewed on: 4th March 2026

Fast efficient service, customer service is excellent

Fast efficient service, customer service is excellent Reviewed on: 4th March 2026

Very goodlpfull

Very good very helpfull always easy to speak to someone Reviewed on: 4th March 2026

really good and friendly system.

really good and friendly system. when i needed help with customer support it was fast and efficient which was nice and they were really friendly. but the only downside i would say is that i never got my £10 joining bonus when someone referred me to zopa Reviewed on: 4th March 2026

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