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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

My experience with zopa has always been professional...

5
My experience with zopa has always been professional and efficient a refreshing change in today's world Reviewed on: 2nd March 2026

Easy to set up and fuss free.

5
Easy to set up and fuss free. My card appeared in my apple wallet. Simple Reviewed on: 2nd March 2026

Very pleased with everything so far

5
Very pleased with everything so far Reviewed on: 2nd March 2026

So far so good, very simple and straightforward to u...

5
So far so good, very simple and straightforward to use and understand. can't complain Reviewed on: 2nd March 2026

Good bank easy to use nice investment options

5
Good bank easy to use nice investment options Reviewed on: 2nd March 2026

Great service and so very easy to use the app , so e...

5
Great service and so very easy to use the app , so easy to transfer money Reviewed on: 2nd March 2026

Great services , good interest rates

5
Great services , good interest rates Reviewed on: 2nd March 2026

Good experience I like zopa for everything

5
Good experience I like zopa for everything Reviewed on: 2nd March 2026

Great rates, service & app.

5
Great rates, service & app. Makes saving & banking easier. An investment portal would be even better. Reviewed on: 2nd March 2026

Great % interest on regular saver and access pot acc...

4
Great % interest on regular saver and access pot accounts. Quick and easy to cancel card when an attempted on line scam was made. Card replacement sent quickly. Reviewed on: 2nd March 2026

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