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Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,836 reviews, last reviewed 11th Mar 2026
4600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

RCI Bank - an efficient friendly face to deal with RCI made it very efficient and easy to take out a fixed term investment with one of the best rates available at the time - November 2025 Reviewed on: 11th March 2026
Andy S's avatar
Andy S

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1836)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023
Justin's avatar
Justin

Good rates, easy to use.

5
Easy to use app, pass on rates quickly. Reviewed on: 20th February 2023
Christopher Vassilas's avatar
Christopher Vassilas

Great savings account

5
I’ve used Zopa for over a month and it’s been very useful and easy for saving and gaining interest on my money! Reviewed on: 20th February 2023
Isabelle's avatar
Isabelle

Easy to use!

5
I love the way I can get a higher interest rate by locking down a portion of my savings without having to lock everything. 10/10 Reviewed on: 20th February 2023
Jamie's avatar
Jamie

Great savings account

5
Really think the savings account where you can’t touch your savings without giving 3 months notice is a great idea and makes saving become more productive. Reviewed on: 20th February 2023
Ross Smith's avatar
Ross Smith

Brilliant in all fields

5
Zopa has customer service interest rates accessibility and products honed to a tee. Brilliant all round thank you Reviewed on: 20th February 2023
Stuart 's avatar
Stuart

Simplicity

5
Simple to use making saving simpler and easier to understand. No confusion, everything explained in a way almost everyone will understand. Reviewed on: 20th February 2023
John Hancock's avatar
John Hancock

Excellent online account

4
Had a great time experience so far with online account. Great to see the interest can be boosted easily and watching the interest grow monthly is motivating! Reviewed on: 20th February 2023
Hathi's avatar
Hathi

great savings account

5
Easy to use, great app for anyone to use Reviewed on: 20th February 2023
hema 's avatar
hema

Great

5
I opened my zopa savings account last month after a little bit of research into the best ones. It was quick and easy and I can check on my account simply by logging onto my app. I am very happy with every aspect and would highly recommend to anyone. Reviewed on: 20th February 2023
dianafairweather3@gmail.com's avatar
[email protected]

Enjoy seeing the interest adding up

5
Easy to set up on the phone. Can always see what’s happening. Puts you in charge of your money Reviewed on: 20th February 2023
Perlin's avatar
Perlin

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