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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Everything that you can expect from a bank

An excellent rate for a bank albeit only £300 a month max Reviewed on: 21st April 2025

Really easy to use and great value

Really easy to use and great value Reviewed on: 21st April 2025

Zopa has always been very clear

Zopa has always been very clear and easy to understand with good rates for savings. Reviewed on: 19th April 2025

Good interest on your savi...

Easy to open, and payed good interest on your savings. Reviewed on: 18th April 2025

It was easy to set up and easy to use

It was easy to set up and easy to use Reviewed on: 18th April 2025

Great app and call centre.

Great app and call centre. Opened an account and I am very happy with it Reviewed on: 17th April 2025

I'm a new customer very happy with intrest rates and...

I'm a new customer very happy with intrest rates and the easy access of app Reviewed on: 17th April 2025

Very easy to use.

Very easy to use. Good rates of interest. Very quick transfers. Reviewed on: 17th April 2025

An early convert to a Zopa Evangelist...

I have been with Zopa since they were announcing that their loan book was £50m and rising weekly. I have followed and invested my money in them ever since. They are now much bigger be you still feel you are getting personal service than that they know you when you call them. Reviewed on: 17th April 2025

Great Savings Accounts

I find the app reasonably easy to navigate and your fixed term saving accounts one of the best savings account currently available Reviewed on: 17th April 2025

Good Service all round

I find the app very easy to use and get regular comms which is timely and relevant which is appreciated as I don't like the hard sales pitch. Reviewed on: 17th April 2025

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