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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Great

5
very easy to use and responsive customer service. Reviewed on: 5th April 2023

fixed term

5
simple, no hassle set up, kept informed at each stage and a competitive rate, excellent. Reviewed on: 5th April 2023

Excellent

5
Very straight forward banking and easy to use app. Reviewed on: 5th April 2023

Great Rate and excellent service

5
The app is quick and easy to use. The interest rates are excellent and should you need support the customer service is fabulous too. Glad I found them and would highly recommend to other.s Reviewed on: 5th April 2023

Easy and good rates

5
Really easy to set up the account with good rates without locking money away for too long Reviewed on: 5th April 2023

Easy & quick

5
The most intuitive savings app that offers some great saving options :) Reviewed on: 5th April 2023

Amazing savings % rates

5
ZOPA was recommended to me by a friend and since then I’ve enjoyed truly no quibble some of the best rates on the market. Reviewed on: 5th April 2023

Simply the best

5
My bank hsbc very poor interest rates zopa good interest rates, simple, quick and easy Reviewed on: 4th April 2023

Easy to use and excellent service

5
Can't fault my fixed saving account. It was super easy to set up. Reviewed on: 4th April 2023

My favourite bank! And I have used loads!

5
I absolutely love the different pots you can use, the flexibility of the app, how easy everything is to find! Prices are great, easy to open. Definitely my favourite!! Reviewed on: 4th April 2023

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