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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Best interest there is

Zopa’s money pots are a fantastic way to gain interest and they currently have the highest rates Reviewed on: 4th April 2023

Good company

I have been keeping my money with zopa and I have to admit the customer service has been great, you are always listened, prompt replies from staff! Would recommend my family friends and everyone to bank with zopa! Reviewed on: 4th April 2023

Brilliant way to save

Zopa make it so easy for you to save and grow your savings. Easy to navigate app, simple and straightforward set up and brilliant interest rates. I would recommend to anyone lookin for a savings account. Reviewed on: 4th April 2023

Easy to use - Fair interest rate

Once it's setup, it's very easy to use and its interest rate is usually very competitive. Reviewed on: 4th April 2023

Brilliant!

Amazing interest rates and easy to use. Money transfers in super quick, can't believe I didn't sign up sooner. Reviewed on: 4th April 2023

Fairness

Consistently competitive on interest rates and quick to react to BoE changes. Saves the trouble of shifting money around from account to account. Boost concept makes notice periods flexible and manageable. Reviewed on: 4th April 2023

The future of saving

Zopa allowed me to open an account in super quick time with a fabulous interest rate. My account is secure and I get regular communications from Zopa to keep me updated on options and progress. Reviewed on: 4th April 2023

Fab

Great account, easy to use and good rates Reviewed on: 4th April 2023

Brilliant

Easy to use. Amazing interest rates. Reviewed on: 4th April 2023

Best Savings Rates Around!!

I was surprised but over the moon to see that I could save up for my sons wedding (which is within 2 years time). I should have a decent amount to help him which without this product I would have had very little but at 3.5% interest should REALLY HELP as I’m a single and disabled parent. Thanks Zopa :) Reviewed on: 4th April 2023

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