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Zopa: Fixed term savings account reviews

4.92
Based on 1,786 reviews, last reviewed 15th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Its easy to use and helps u save big Its easy to use and helps u save big Reviewed on: 15th January 2026
Chevron Darlington's avatar
Chevron Darlington

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1786)

Review of the Zopa, Fixed term savings account:

Works well

5
Easy to use. Small amounts to use are available so easier to pay back and manage. No pressure to ask for more. Reviewed on: 21st February 2023

Easy to use best savings rate no hidden fees great c...

5
Easy to use best savings rate no hidden fees great customer service Reviewed on: 16th April 2025

Excellent product and service

5
Zopa has a phenomenal and very simple to use iPhone app. It’s an excellent app for banking. Reviewed on: 16th April 2025

good product, good interest rate

5
good product, good interest rate Reviewed on: 16th April 2025

Zopa is worth recommending!

5
Zopa is user friendly, easy to understand and provides great rate. I'd happily recommend! Reviewed on: 16th April 2025

Excellent service.

5
Excellent rates, accounts easy to open and operate. Reviewed on: 16th April 2025

One of the better isa providers and everything is su...

5
One of the better isa providers and everything is super easy to use Reviewed on: 16th April 2025

The online accounts and app are easy to use.

4
The online accounts and app are easy to use. Reviewed on: 16th April 2025

Straight forward and efficient and easy understand.

5
Straight forward and efficient and easy understand. Reviewed on: 16th April 2025

Investing in Zopa's Fixed Term Savi...

5
It was very easy to invest in Zopa's Fixed Term Savings Accounts Reviewed on: 16th April 2025

Satisfied

5
This is my second of investment and I have been please with Zopa’s fixed saver Reviewed on: 16th April 2025

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