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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Simple and easy to use, great rates.

Linked banking is so beneficial with competitive interest rates, all easily administered on my mobile phone. Love the whole concept. Reviewed on: 3rd April 2023

Transparent and super flexible

I moved most of my savings to ZOPA and have been delighted with the ease of administration and options. Very clear, good rates of interest which are adjusted to the market and a prompt withdrawal process. Their APP is easy to use too. Reviewed on: 3rd April 2023

Simply the best

Zopa leads the way with the best interest rates. Reviewed on: 3rd April 2023

So straightforward

For someone who is wary of using banking apps, setting up and managing accounts with Zopa is so straightforward and communication is great. Reviewed on: 3rd April 2023

Easy to use - clear to understand and they also reply quickly!

Easiest online bank savings app there is! Easy to use, clear to understand, can move money around between accounts without an issue and even better they are quick to reply if you have a query! Reviewed on: 3rd April 2023

All good

All good, great I interest rate, good app. What more can I say. Reviewed on: 3rd April 2023

Easy to use great rates

Easy to use great rates. Would recommend to anyone Reviewed on: 3rd April 2023

User friendly

Very user friendly and good flexibility along with interest rates. Reviewed on: 3rd April 2023

User friendly and great rates

Opened an account a few months ago and am impressed with the user friendliness of the web site and the very good rates of interest with multiple choices of duration of fixed term. Reviewed on: 3rd April 2023

Great Flexibale options

Love the Zopa app. It is fantastic how you can allocate money to different pots and therefore choose how much notice you have to give. The longer the notice the higher the interest rate. Simple :-) Reviewed on: 3rd April 2023

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