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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Excellent

5
Easy to set up, no problems with access. App excellent, easy to use and understand. Great interest rate. Reviewed on: 3rd April 2023

Great savings accounts

5
Opened 3 savings accounts last year,all are performing well.As soon as the interest rate changes you are informed, which is great. Reviewed on: 3rd April 2023

Easy interface for best rates

5
Zopa was recommended to me as my digital bank wasn't offering best market rates. I instantly loved the easy to use interface and leading market rates as well as Zopa's aim to maintain the competitiveness of the rates, meaning I don't have to shop around every time the BoE increases the rates. Highly recommended! Reviewed on: 3rd April 2023

Christmas Beano

5
Used Zopa for my Christmas savings. Great way to put money aside with easy access to my account to make monthly contributions and the interest rate offered is very competitive. Reviewed on: 3rd April 2023

good savings

5
the savings account is pretty good, haven't had any issues with it Reviewed on: 3rd April 2023

Excellence in a savings account

5
High standards, zero problems, excellent communication. Reviewed on: 3rd April 2023

Great product

4
The app is very easy to use with my bank. Gui is simple and effective. Does what it says on the tin. Reviewed on: 3rd April 2023

Great experience

5
The app is very user friendly, and the rates very competitive. Reviewed on: 3rd April 2023

Very User friendly

5
I have had zero issues or concerns while using g Zopa. The app is very user friendly and simple to use. Reviewed on: 3rd April 2023

My experience

5
I found dealing with zopa clear and good returns Reviewed on: 3rd April 2023