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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Is verry easy to speak with them

Is verry easy to speak with them Reviewed on: 10th January 2024

Very quick to get back to you

Very quick to get back to you and will not lend more than you can afford Reviewed on: 10th January 2024

Very easy to obtain loan and clear payment plan set...

Very easy to obtain loan and clear payment plan set up Reviewed on: 10th January 2024

Dinosaur Banks Killer

Refreshingly simple, fast application process and funds transferred, all within 1 hour! Second time I have used Zopa and excellent on both occasions. No hesitation in recommending this company whatsoever. Reviewed on: 10th January 2024

Having had a loan from them before, I didn't hesitat...

Having had a loan from them before, I didn't hesitate getting in touch for a second time. The rates were very good. Reviewed on: 10th January 2024

Put in for small loan money was in my account under...

Put in for small loan money was in my account under a hour Reviewed on: 10th January 2024

Excellent service

Very helpful ,easy application, quick decision. Been back twice and would do again in the future if I needed a further loan.Would recommend to family and friends Reviewed on: 10th January 2024

Really fast and good money in bank straight away

Really fast and good money in bank straight away Reviewed on: 10th January 2024

All online 1 hour money in bank

All online. Fantastic got offer and money in account less than one hour after applying. Reviewed on: 10th January 2024

Zopa has contributed a lot in my life.

Zopa has contributed a lot in my life. My first loan was when my Dad passed away 6 years ago. I didn't know what to do as I was short of money. But fortunately when I applied for the loan with Zopa these was accepted without few days the money was in my account. Reviewed on: 10th January 2024

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