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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Simple and fast after checks.

Simple and fast after checks. Zopa looked at my circumstance inbdetail and made a decision in less than an hour. Reviewed on: 9th January 2024

100% Reliable

Fast processing, straightforward and all questions were answered. Reviewed on: 9th January 2024

The application process was seamless and the custome...

The application process was seamless and the customer service was top-notch, always responsive and ready to resolve queries and issues. I highly recommend Zopa for Loans, credit cards and other financial services. Thanks Reviewed on: 9th January 2024

Very fast service and easy to.

Very fast service and easy to.apply with good lending rates. Zopa are.THE gold standard in.personal loans! Reviewed on: 9th January 2024

Brilliant - very quick to approve loan

Brilliant - very quick to approve loan Reviewed on: 9th January 2024

From application to finish amazing quick service no...

From application to finish amazing quick service no stress Reviewed on: 9th January 2024

Very Quick Process

I applied for a loan and the money was in my bank account within a few minutes. The app is great too! Reviewed on: 9th January 2024

Careful affordability and security checks.

Careful affordability and security checks. Helpful reminders of repayments are due. Reviewed on: 9th January 2024

A simple and transparent experience

The whole process is very simple, very user friendly, very modern and very transparent. Reviewed on: 9th January 2024

Tried many banks found Zopa is the best highly recom...

Tried many banks found Zopa is the best highly recommended Zopa Reviewed on: 9th January 2024

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