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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

It is a smooth and easy process to take a loan with...

It is a smooth and easy process to take a loan with Zopa. Hassle free, quick and most importantly affordable. Unlike so many others. Reviewed on: 10th January 2024

Request a personal loan on line it was easy to navi...

Request a personal loan on line it was easy to navigate the questions.Customer service followed up with a phone call to discuss and ensure the loan was for me which I found reassuring. Reviewed on: 10th January 2024

Interest rate too high

I got i think a 3rd or 4th loan off Zopa, but was a bit disappointed with the interest rate of my current loan. But I needed it, I thought I would have got a better int rate as a loyal customer plus my credit score is prett6 good Reviewed on: 10th January 2024

very excellent I am very satisfied thank you very mu...

very excellent I am very satisfied thank you very much ZOPA Reviewed on: 10th January 2024

Clear , easy to understand and navigate app

Clear , easy to understand and navigate app Reviewed on: 10th January 2024

I needed a quick loan and the money was in my accoun...

I needed a quick loan and the money was in my account within an hour.. every month I get a reminder the payment is due Reviewed on: 10th January 2024

very good company, would recommend

very good company, would recommend Reviewed on: 9th January 2024

Very quick and easy!

Very quick and easy! Excellent service with no hassle. Reviewed on: 9th January 2024

Quick and reliable customer service

Quick and reliable customer service Reviewed on: 9th January 2024

So easy to apply and received funding straight away,...

So easy to apply and received funding straight away, Zopa keeps me up to date and using the app can check my loan and other produxts Reviewed on: 9th January 2024

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