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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Excellent rates and easy to use.

Excellent rates and easy to use. Would always use Zopa, the made consolidating my debts so much easier highly recommend Reviewed on: 9th January 2024

Top company

Zopa is a great company, very honest, straightforward and clear. Great app too! Reviewed on: 9th January 2024

Very quick decisions, good interest rates and money...

Very quick decisions, good interest rates and money it's in your bank before you know it. What more could you ask for. Reviewed on: 9th January 2024

Very easy to talk to very informative explaining eve...

Very easy to talk to very informative explaining everything ina way you can understand very professional. Reviewed on: 9th January 2024

Competitive, quick, efficient and fair.

So quick - I've never seen a company more efficent! All the info I needed was given upfront and it was completely pain free to do. Absolutely top class in terms of this kind of service. Competitive rates, no bulky application form and super quick payment. Reviewed on: 9th January 2024

I’ve have no complaints.

Loan application was easy, setting up an online anccount was simple. Keeping an eye on payments and balances is easy online. Interest rates were good when I took my personal loan Reviewed on: 9th January 2024

Very good

The process of applying was very prompt but thorough. Phone application makes managing your account super easy and convenient. The app advise you as well whether you can afford credit cards or extra loans. I didn’t have to call them even once since I signed up with them for my personal loan. Reviewed on: 9th January 2024

Zopa super Zopa

Very fast and informative service Reviewed on: 9th January 2024

Highly recommend

I’ve had two loans from zopa and they have been amazing. The app is incredibly easy to use. Would highly recommend Reviewed on: 9th January 2024

Instant decision with money in account in hours.

Instant decision with money in account in hours. Would highly recommend Zopa as the rates are very good compared to most banks. Reviewed on: 9th January 2024

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