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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Transactions are simple and well informed.

Transactions are simple and well informed. The technology works and again is simple to operate by the end user. Excellent company. Reviewed on: 9th January 2024

Zopa, first place to look when looking for credit!

Had a few loans from Zopa now and they have been simple and efficient to work with, from the application through to managing via the app. Styles application process was straight forward and easy to do. And the app is fab to use and so easy to find your way around for the information you need. Reviewed on: 9th January 2024

Top Notch.

Fantastic service, fast, efficient and professional. would 100% recommended Reviewed on: 9th January 2024

Happy customer

I was looking for a loan and after getting a poor interest rate from my own bank went on line and got a great deal with Zopa and signed up straight away Reviewed on: 9th January 2024

Easy to sort out.

Easy to sort out. Excellent app will clear easy to see information Reviewed on: 9th January 2024

Excellent quick service.

Excellent quick service. Hassle free fast approval for personal lian. Reviewed on: 9th January 2024

Excellent choice

Really easy to set up, at an affordable price. Reviewed on: 9th January 2024

Straight and direct.

Straight and direct. I'm not sure if you're pricing a bit of a bit of a bit of a bit of a bit of a bit of a bit of a good stuff, please. Reviewed on: 9th January 2024

I’ve have credit card with Zopa but never had credit...

I’ve have credit card with Zopa but never had credits limit change, Reviewed on: 9th January 2024

Zopa Loan, great.

All done online, very easy & quick acceptance of my loan. Reviewed on: 9th January 2024

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