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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Quick and easy

5
All done online simple to apply and a quick decision. Would definitely use again. Reviewed on: 9th January 2024

I m totally satisfied with Zopa proudly recommendin...

5
I m totally satisfied with Zopa proudly recommending to friends Reviewed on: 9th January 2024

No hidden advertisinging gimmicks

5
It was quick and easy, short form to fill in and know within minutes if your getting a loan, within your bank in a couple of hours, great service. Reviewed on: 9th January 2024

I had a good experience with zopa everything went fa...

5
I had a good experience with zopa everything went fast They are so helpful Reviewed on: 9th January 2024

Having contacted Zopa due to a cash flow problem, I...

5
Having contacted Zopa due to a cash flow problem, I found them not only professional but highly diligent in there understanding and support. Reviewed on: 9th January 2024

Fast service

5
Fast answer great service would use again Reviewed on: 9th January 2024

Quick response and easy to use app to keep track of...

5
Quick response and easy to use app to keep track of your loan Reviewed on: 9th January 2024

The application form was easy to follow.

5
The application form was easy to follow and a decision was made in no time at all. Reviewed on: 9th January 2024

Easy money

5
Anytime I put a loan it is so easy as I'm am not the best with using this phone's so I can get thought in pk Reviewed on: 9th January 2024

It was quick and easy usung the app

5
It was quick and easy usung the app Reviewed on: 9th January 2024

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