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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

EXCELLENT COMPANY.

EXCELLENT COMPANY. FRIENDLY AND HELPFULL CUSTOMER SERVICES. Reviewed on: 9th January 2024

Ease of use, no issues from start to finish, can’t c...

Ease of use, no issues from start to finish, can’t complain. Great service. Reviewed on: 9th January 2024

Easy to use Friendly professional services

Easy to use Friendly professional services Reviewed on: 9th January 2024

I could never imagine..

I could never imagine a finance company to be so friendly ! Zopa work around you ! And understand any difficulties you may be in and will accommodate to your best of interest. With flexible repayments date which you can change with a click of a button. Zopa let's you be in control to suit your needs. I have used zopa on 3 occasions now and they always deliver !!! 100 percent customer service, always available and competitive interest rates. I refuse to use any other finance provider ! I certainly would have taken a mortgage out with zopa if they provided that service Reviewed on: 9th January 2024

Quick and Easy

Very quick to sort out and money was in my bank account within a couple of hours. Reviewed on: 9th January 2024

Very easy to use by completing on the App

Very easy to use by completing on the App Reviewed on: 9th January 2024

Competitive rates and hassle free

Competitive rate and hassle free application process. Easy to use app and optional extra payments Reviewed on: 9th January 2024

Simple and very fast application and money was in th...

Simple and very fast application and money was in the bank almost instantly. Reviewed on: 9th January 2024

Very professional team and they have advised me prop...

Very professional team and they have advised me properly,for the right loan which have suit my needs Reviewed on: 9th January 2024

Easy and straightforward!

It is very easy and simple to apply for a loan. They provide great support and have an easy to use app. Reviewed on: 9th January 2024

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