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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Great all round

Great all round easy to apply and got a decision instantly money was in my bank with In 24 hours . Reviewed on: 9th January 2024

Very quick professional service.

Very quick professional service. Staff and very helpful Reviewed on: 9th January 2024

Buttery smooth transaction.

Buttery smooth transaction. All the information was plain and there and I was well informed before taking out my product. Transactions monthly were easy. Although I paid the loan off early, it was an incredibly easy process and made me want to use them again for my future needs. Reviewed on: 9th January 2024

The process was quick and simple, very happy with my...

The process was quick and simple, very happy with my experience Reviewed on: 9th January 2024

Easy to deal with and very helpful

Easy to deal with and very helpful Reviewed on: 9th January 2024

very food provider , good quality for product

very food provider , good quality for product Reviewed on: 9th January 2024

Very easy start to finish.

Very easy start to finish. All completed online and money transferred straight to bank account. Online app easy to use and understand which allows you to check your account anytime Reviewed on: 9th January 2024

I love Zopa they are very easy to use the App is gre...

I love Zopa they are very easy to use the App is great and the rates are great overall brilliant Reviewed on: 9th January 2024

The Best

Excellent made sure that I understand exactly what I was signing up for everything was explained every step of the way and was extremely quick Reviewed on: 9th January 2024

Absolutely seamless process.

Absolutely seamless process. From hitting the initial apply button from the list of ‘Pre-Approved Loans’ to the money landing in my bank account only minutes later I can’t fault Zopa Reviewed on: 9th January 2024

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