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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Excellent customer service, quick turnaround and in...

5
Excellent customer service, quick turnaround and in bank the same day Reviewed on: 9th January 2024

I am very satisfied with the services

5
I am very satisfied with the services Reviewed on: 9th January 2024

Easy and straightforward

5
Very straightforward, application, kept up to date, provided with all relevant information. Reviewed on: 9th January 2024

Amazing Company

5
So quick to organize. I don’t get inundated with contact. App is easy to use Reviewed on: 9th January 2024

Easy to apply and prompt payment.

5
Easy to apply and prompt payment. Clear tracking of my loan and a fair interest Reviewed on: 9th January 2024

Really simple to deal with and straightforward

5
Really simple to deal with and straightforward Reviewed on: 9th January 2024

I love Zopa.

5
I've never had a problem with Zopa. Fast efficient service Reviewed on: 9th January 2024

Excellent Lender

5
Seamless and speedy decision with quick access to funds. Good rates. Reviewed on: 9th January 2024

Easy, efficient and reassuring.

5
Easy, efficient and reassuring.heads above the others what's not to like Reviewed on: 9th January 2024

Easy application, swift decision, money transferred...

5
Easy application, swift decision, money transferred promptly Reviewed on: 9th January 2024

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