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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy to apply and manage.

Easy to apply and manage. App is user friendly and provides clear up to date info. Reviewed on: 9th January 2024

Loan arranged in record time.

Loan arranged in record time. No stress at all Reviewed on: 9th January 2024

All very quick and straightforward.

All very quick and straightforward.Website easy to navigate.Answer within a short time Reviewed on: 9th January 2024

Easy application. Great Communication.

Easy application. Great communication all the way through the application process. Reviewed on: 9th January 2024

Best loan provider

The most straightforward personal loan I've ever had Reviewed on: 9th January 2024

Quick and easy application process, good app

Quick and easy application process, good app Reviewed on: 9th January 2024

i have taken out a few loans with Zopa, it could not...

i have taken out a few loans with Zopa, it could not be any easier at all, and once i had to contact them they were brill at answering my question in no time at all. i can recommend to Any one at all. Reviewed on: 9th January 2024

Quick and very easy to apply and great interest rates

I have had 2 personal loans from Zopa now and both times it was super quick and easy to complete the application. The interest rates were the lowest I could find with both loans I have had. I also find it really convenient to use their mobile app. Reviewed on: 9th January 2024

Easy application process.

Easy application process. Good communication fro provider. Great value and swift deposit once approved. Reviewed on: 9th January 2024

Quick and simple

The whole process for applying for a personal loan was simple and quick. The customer service guy was polite and precise. A good all round experience Reviewed on: 9th January 2024

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