Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Really easy to apply, very user friendly sight and e...

Really easy to apply, very user friendly sight and excellent customer service. Reviewed on: 9th January 2024

Top notch

It been really good I have no complaints Reviewed on: 9th January 2024

Very happy customer

Very helpful and made the whole process simple and easy to understand, an excellent service and very affordable, I felt safe and well looked after. An experience I would do again Reviewed on: 9th January 2024

Zopa is a great loan company.

Zopa is a great loan company. No fuss. If you need a loan, I'd absolutely recommend them. Good terms and conditions. Reviewed on: 9th January 2024

Best and most transparent loan provider

Very easy application and I received a call from zopa to go over things with me which was excellent.. The Zopa App is great and very easy to navigate. Answers every question you could possibly have. Fantastic all round.. Reviewed on: 9th January 2024

Easy applying for loan

The loan was simple to set up and very easy to manage on the app Reviewed on: 9th January 2024

Returning Customer

Everything was so easy This is my second loan as the first loan was absolutely no problem no issues and the rate was the best in the market .First class service it’s good to trust a company Reviewed on: 9th January 2024

Cheaper interest rates

. Interest rates cheaper than bank. Reviewed on: 9th January 2024

Uncomplicated and completely trustworthy

Always efficient and applying is seamless. I feel completely comfortable with applying with Zopa Reviewed on: 9th January 2024

I needed some money.

I needed some money quickly and it only took Zopa about 6 days to do thier checks and due diligence.im very happy and have no complaints. Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan (discontinued)
from MyJar (inactive company) 4.57 from 108 reviews
Personal Loans
from Salad Money 4.04 from 11 reviews
Student Loans
from Future Finance 3.83 from 2 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub