Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

From enquiry to fulfilment. Great company.

From enquiry right the way through to completion. Zopa was really helpful. They kept you up to date. Gave you a decision really quickly. Answered queries within moments and have a great, easy to use app as well. Great if ever you find yourself needing a loan (providing you can make the repayments) Reviewed on: 9th January 2024

Exceptional customer support

Exceptional service and support hence such a wonderful experience. Reviewed on: 9th January 2024

Had a great rate over 12 months ago, for quite a big...

Had a great rate over 12 months ago, for quite a big unsecured loan, when no other company would get back to me, all faultless, keep up the good work guys..... H Reviewed on: 9th January 2024

Easy on line application with Zoopa

I found it easy to apply for a Zopa loan. All done on line and accepted straight away. No endless questions or paperwork to fill in. Accepted for the loan in less than a minute and the money in my back almost immediately. Thank you Zoopa. Reviewed on: 9th January 2024

Very efficient and friendly/helpful telephone experi...

Very efficient and friendly/helpful telephone experience. Loan arranged in very quick time. Excellent customer service. Reviewed on: 9th January 2024

It was very easy to set up the loan.

It was very easy to set up the loan and I was given alot of information before and after taking the loan. Which was all very helpful. Reviewed on: 9th January 2024

Very easy and transparent application.

Very easy and transparent application. No waiting around, understandable instructions. Good customer service. 5 star service for me Reviewed on: 9th January 2024

Apply for the loan was really easy, and straightforw...

Apply for the loan was really easy, and straightforward. The low rate is very helpful, as you really need to know what you can afford. I like how you can assess the website, and keep an eye on how much you have left to pay. Any questions about your budget or anything else I would imagine they are happy to help. Reviewed on: 9th January 2024

Really easy process, fast decision, excellent intere...

Really easy process, fast decision, excellent interest rates, highly recommend Reviewed on: 9th January 2024

Outstanding

Zopa are extremely efficient, fair and conscientious lending company. I am completely satisfied with their outstanding services and highly recommend. Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from South Manchester Credit Union 4.89 from 446 reviews
Payday Loan
from 247Moneybox 3.64 from 65 reviews
Personal loan
from M&S Bank - Marks and Spencer 3.01 from 58 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub