Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Zopa has been nothing but very helpful.

Zopa has been nothing but very helpful. Everything is always easy and smooth. Reviewed on: 9th January 2024

Brilliant zopa

Very easy to apply. Unbeatable interest rates Reviewed on: 9th January 2024

Quick and simple.

Quick and simple. Best interest rate on the market for me. Reviewed on: 9th January 2024

Easy application & great access to latest balance, a...

Easy application & great access to latest balance, app easy to use. soft search helpful & so easy to apply then access the funds. Reviewed on: 9th January 2024

Quick efficient and good balue

Quick efficient service, easy to navigate and good value, Reviewed on: 9th January 2024

Simple quick easy to understand

Find the process easy to follow terms explained well without fancy wording nice simple the decision was quick and money in bank I time promised. I had been worried so much about the interest charged on credit cards this one loan cleared them now one easy payment and I'm paying less in interest than I was on the other two cards Reviewed on: 9th January 2024

Easy application and competitive APR rates

Easy application and competitive APR rates Reviewed on: 9th January 2024

Easy to access and complete paperwork.

Easy to access and complete paperwork. All straight forward Reviewed on: 9th January 2024

Really quick process and very efficient.

Really quick process and very efficient. Reviewed on: 9th January 2024

Good and quick service .

Good and quick service . Had money in my account and able to use them in short time Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Payday Loans Now 4.06 from 1 reviews
Personal Loan
from London Plus Credit Union 3.91 from 3 reviews
Bridging Loan
from Fincorp 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub