Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Super simple to use, I have multiple products

Super simple to use, I have multiple products Reviewed on: 9th January 2024

Simple, effective, no fuss

Zopa = Simple. Effective. No fuss. …Just like this review. Reviewed on: 9th January 2024

Not a worry using this company definitely use again...

Not a worry using this company definitely use again plus recommend them as well Reviewed on: 9th January 2024

I've never missed any payments and the bank wouldn't...

I've never missed any payments and the bank wouldn't give me a lone despite having a good score, zona helped wrap everything into 1 at a low rate. Thanks Zopa Reviewed on: 9th January 2024

Christmas

Staff was easy to talk to and very helpful with my application. Reviewed on: 9th January 2024

loans and great service great service loans

great service great people and easy to deal with Reviewed on: 9th January 2024

Very helpful and professional.

All correspondence is dealt with quickly and effectively. There are regular updates on my product and it was very easy to set up originally. I have been very happy with the services they have provided and would recommend them 100%. Reviewed on: 9th January 2024

Brilliant from start to finish!,...

Brilliant from start to finish great communication, prompt service with excellent customer service from all involved. Reviewed on: 9th January 2024

Excellent customer service.

Excellent customer service...Would recommend Reviewed on: 9th January 2024

Applied and the process was easy was accepted and m...

Applied and the process was easy was accepted and money put in the bank Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Penny Post Credit Union 4.79 from 663 reviews
Loans
from Shawbrook Bank 4.59 from 694 reviews
Loans
from London Mutual Credit Union 4.87 from 2279 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub