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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Personal loan

Quick no fuss loan.Very easy to apply for Reviewed on: 9th January 2024

Fantastic everytime!

Never an issue with Zooa and they have been fantastic everytime we have used them! Reviewed on: 9th January 2024

Easy to apply and the app is easy to use and informa...

Easy to apply and the app is easy to use and informative Reviewed on: 9th January 2024

Zopa the friend you need for a loan.

Always helpful good rates for loans etc like the use. Of the app as well. Been a customer for several years never let me down. Reviewed on: 9th January 2024

Been with zopa for several loans, very easy to apply...

Been with zopa for several loans, very easy to apply, very quick with decisions, customer service very polite and knowledgeable, felt at ease dealing with zopa and actually prefer dealing with them than the bank Reviewed on: 9th January 2024

Great service

Easy online application and funds available straight away. Great service. Reviewed on: 9th January 2024

Found to be transparent with charges no hidden xtras...

Found to be transparent with charges no hidden xtras Happy with products provided Reviewed on: 9th January 2024

Excellent service.

Excellent service. Simple terms. Straight forward. Reviewed on: 9th January 2024

Very accessible and dependable.

Very accessible and dependable. You can get your loan in just few minutes once accepted. Reviewed on: 9th January 2024

Recommended loan

Easy to apply for a loan, fast decision and easy to keep track of repayments via the app Reviewed on: 9th January 2024

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