Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

It’s brilliant that I can manage my loan to suit my...

It’s brilliant that I can manage my loan to suit my needs Reviewed on: 9th January 2024

Great rates and a simple application process.

So easy to set up the loan and the app is simple to use. You get an Instant decision and monthly emails. A great service and good competative rates. Reviewed on: 9th January 2024

Is the best lander good experience

Is the best lander good experience Reviewed on: 9th January 2024

Quick & efficient service, dealing with nice people

Quick & efficient service, dealing with nice people Reviewed on: 9th January 2024

I have had several loans with Zopa and the process i...

I have had several loans with Zopa and the process is very simple and i am kept up to date at all times highly recommended Reviewed on: 9th January 2024

The best credit supplier to make a payment , very e...

The best credit supplier to make a payment , very easy app personally for me the best company. I have 3 loans and never had any problems with Zopa. I recommend for my friends when anybody is looking for loan. Reviewed on: 9th January 2024

Very easy application,

Very easy application, instant decision money within the hour. Can't ask for more. I would definitely recommend and would 100% use again. Reviewed on: 9th January 2024

Very quick and simple process from application to co...

Very quick and simple process from application to completion. Highly recommended Reviewed on: 9th January 2024

Spot on!

Very easy, user friendly service Reviewed on: 9th January 2024

Super fast and easy process.

Super fast and easy process. Completely stress free experience. Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from HEY Credit Union 4.92 from 565 reviews
Payday Loan
from Quid Market 3.66 from 5 reviews
Short-term loan
from Lending Stream 4.85 from 6527 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub