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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Fast loan service from start to finish

Fast loan service from start to finish Reviewed on: 9th January 2024

Fast and efficient.

Fast and efficient. Money available immediately and follow up excellent. Reviewed on: 9th January 2024

Service is good and get a good rate

Service is good and get a good rate Reviewed on: 9th January 2024

The experience was open, honest, quick and clear.

The experience was open, honest, quick and clear. Reviewed on: 9th January 2024

Excellent personal loan experience

I took a personal loan from Zopa and the experience was totally seamless. The funds were in my account very quickly and I now use the app to keep myself updated on the status of the loan. All in all, excellent service. Reviewed on: 9th January 2024

I have had two loans with Zopa excellent service and...

I have had two loans with Zopa excellent service and I am so happy with the rate x would recommend them again x Reviewed on: 9th January 2024

Excellent service would recommend

Excellent service would recommend Reviewed on: 9th January 2024

They came to my rescue when I need a loan so great f...

They came to my rescue when I need a loan so great full Reviewed on: 9th January 2024

Quick, simple, straightforward.

Quick, simple, straightforward. Nothing else to ask for Reviewed on: 9th January 2024

Quick decision at a great interest rate.

Quick decision at a great interest rate. The money was in my account within 3 working days Reviewed on: 9th January 2024

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