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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Very easy to use and competitive rates

Very easy to use and competitive rates Reviewed on: 9th January 2024

Easy to pay off loan.

Easy to pay off loan. paid by direct debit after having an in app calculation for loan settlement.Its awesome the ease on which you can pay off a loan. No penalties for early repayment and they a flexible approach to dealing with customers. I recommend Zopa best in providing loan services. Reviewed on: 9th January 2024

Quick reliable service.

Quick reliable service. 10 out of 10. Money transferred within a couple of hours. Reviewed on: 9th January 2024

Excellent service.

Excellent service. Very helpful and considerate 5***** Reviewed on: 9th January 2024

Amazing, seamless experience

Amazing, seamless experience from application through to money in my bank. Reviewed on: 9th January 2024

ZOPA are SUPER.

Very helpful,excellent detail for the loan applied for and found very affordable over the 2 years I requested. Reviewed on: 9th January 2024

no hassle to apply .

no hassle to apply all sorted very fast and funds transfered quick Reviewed on: 9th January 2024

Very professional easy to use app

Very professional easy to use app. Reviewed on: 9th January 2024

Easy and pleased service, quick transfers , help is...

Easy and pleased service, quick transfers , help is always on hand and the contract is clear , good rates Reviewed on: 9th January 2024

Zopa handle my application quick and was very polite...

Zopa handle my application quick and was very polite and respectful when asking for more details. Reviewed on: 9th January 2024

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