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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Super company!

Super company! Highly recommend, I ’ve used them several times. Straightforward and easy to deal with and understand. Reviewed on: 9th January 2024

Great seamless experience!!!

I had a seamless experience from the loan application to the disbursement of funds. The interest rate is very affordable and the loan has afforded me to pay for my other commitments while paying back a low monthly payment. I couldn’t ask for a better product Reviewed on: 9th January 2024

Always get the best loan interest rates

Always get the best loan interest rates from ZOPA. We got a recent loan for a work Van and compared the rates to current high street banks and ZOPA came out on top. Reviewed on: 9th January 2024

I had great experience with Zopa, easy application p...

I had great experience with Zopa, easy application process, personal verification of details over the phone and 10 minutes later they transferred funds to my bank account. Reviewed on: 9th January 2024

Very good both for personal loan and credit card.

Very good both for personal loan and credit card. Reviewed on: 9th January 2024

Excellent Service

Quick acceptance and continual updates and information during the life of the loan. Reviewed on: 9th January 2024

Fantastic company.

Fantastic company. Great choice of products, value for money and excellent customer service. Reviewed on: 9th January 2024

Zopa, went through my application, listened and gave...

Zopa, went through my application, listened and gave me a chance in an efficient manner. My loan was paid within 15 minutes, I was in shock, I couldn’t believe it. I have started to pay back, I am hoping to complete payment early. Zopa gave me a chance. Reviewed on: 9th January 2024

Low interest rate and affordable

Low interest rate and affordable Reviewed on: 9th January 2024

Great, straight forward company to deal with.

Application easy, decision and funds received quickly. The loan is easy to manage which you can do via the app or online. You can choose your monthly repayment date and also make over payments to reduce the term of your loan. Reviewed on: 9th January 2024

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