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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

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4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Simplicity Nd convenience

Easiest loan application ive ever done Reviewed on: 17th January 2026

Just a pleasure to deal with company that explains e...

Just a pleasure to deal with company that explains everything clearly Reviewed on: 17th January 2026

Brilliant customer service easy access to account qu...

Brilliant customer service easy access to account quick turnaround easy to use money in account in minimal time once contract agreed Reviewed on: 17th January 2026

Speedy, efficient & competitive.

A very quick and efficient service with competitive interest rates. Reviewed on: 17th January 2026

Great options, easy to navigate and very fair repaym...

Great options, easy to navigate and very fair repayments. Reviewed on: 17th January 2026

Helped when life happened!

Zopa loans helped me when my washing machine broke. The process was quick and simple. Helping to take the stress and pressure off me at an unexpected time. I was able to get a loan and a new machine in no time. Reviewed on: 17th January 2026

Trustworty

All done smoothly and nothing hidden. Trustworthy Reviewed on: 17th January 2026

Fantastic experience

Fantastically easy online experience from start to finish . . Reviewed on: 17th January 2026

Quick interactive and easy to use.

Quick interactive and easy to use. Decisions very quick. Account detail very accessible and well laid out. Good communication every month. Reviewed on: 17th January 2026

Very supportive

Very supportive, great, user friendly app. Reviewed on: 17th January 2026

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