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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

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4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Excellent service from beginning to end, helpful hom...

Excellent service from beginning to end, helpful homes and really transparent..love the app very user friendly..highly recommend! Reviewed on: 17th January 2026

I have used Zopa a couple of times

I have used Zopa a couple of times and they have been very helpful. And they always notify you when the payment is taken Reviewed on: 17th January 2026

Easy to apply and good commissions.

Easy to apply and good commissions. Reviewed on: 17th January 2026

Easy, efficient and prompt online service.

Easy, efficient and prompt online service. Reviewed on: 17th January 2026

Redefines the lending experience with simplicity and...

Redefines the lending experience with simplicity and speed. Offering instant approval and immediate disbursement... eliminates the lengthy waiting periods". Reviewed on: 17th January 2026

Brilliant service

Easy quick service. Smooth process. Reviewed on: 17th January 2026

I have a personal loan with ZOPA.

I have a personal loan with ZOPA. The application was easy enough for me to understand and customer service was excellent. Reviewed on: 17th January 2026

Have been with Zopa for years wish i could deal with...

Have been with Zopa for years wish i could deal with everything to do with money as they are fantastic Reviewed on: 17th January 2026

Simple & quick in one click

The info provided was clear and concise. The online application was simple and swift. It was refreshing to just have things so simple and an instant answer. Then the funds were in my account within minutes!! It took a lot of my anxiousness away know I had tidied up my finances in one quick click and the pressure was off for the next few years. Reviewed on: 17th January 2026

Quick, easy and no pressure.

Quick, easy and no pressure. A pleasure Reviewed on: 17th January 2026

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