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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

easy application and fast answers.

Good experience, easy application and fast answers. Reviewed on: 10th March 2026

I had a really positive experience when I took out a...

I had a really positive experience when I took out a loan with Zopa. The application process was straightforward and easy to understand, which made the whole experience stress-free from the start. The online system was very clear, and I appreciated how transparent everything was, including the loan terms and repayment details. At one point I had a question about my loan, so I contacted customer support and spoke with one of the advisors. The advisor was very friendly, patient, and professional. They listened carefully to my question and explained everything in a simple and clear way, making sure I fully understood my options. I never felt rushed during the conversation, and they were genuinely helpful. What stood out to me the most was how supportive and customer-focused the advisor was. They took the time to make sure my issue was resolved and that I felt confident about managing my loan going forward. It left me with a really positive impression of Zopa’s customer service. Overall, the experience was smooth, transparent, and reassuring. I would definitely recommend Zopa to others looking for a reliable and customer-focused lender. Reviewed on: 10th March 2026

Great experience

Always a great experience dealing with Zopa, efficient and knowledgeable. Reviewed on: 10th March 2026

Very fast and exceptionally easy to arrange

Very fast and exceptionally easy to arrange Reviewed on: 10th March 2026

Very easy to manage the loan, information is clear,...

Very easy to manage the loan, information is clear, dashboard is clear. That's all I need! I really like that I can top-up the loan without penalisation as well. Reviewed on: 10th March 2026

Very polite fast payout would recommend

Very polite fast payout would recommend Reviewed on: 10th March 2026

Easy to deal with and good rates

Easy to deal with and good rates Reviewed on: 10th March 2026

Every step of the process was easy to understand and...

Every step of the process was easy to understand and customer service was excellent. Reviewed on: 10th March 2026

person.how that want me to come up with something else

Honestly I’m not a person.so don’t have experience like humans do I mhere Reviewed on: 10th March 2026

Easy application process

Found the whole process very easy from start to finish. Gave clear instructions and a step by step guide on each page you went on. Would recomend. As i was very happy with the time it took to put application through and for the funds to be made avail Reviewed on: 10th March 2026

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