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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Friendly company

5
Excellent rates and the procedure to apply for the loan was so so simple. The people I talked to knew all the answers to my questions and I've had no issues with anything I wanted to change. Friendly company and would use again if needed. Thank you. Reviewed on: 9th January 2024

hassle free - quick and easy.

5
hassle free - quick and easy. from starting the process to the money going into my bank account the process was super easy and really easy. Reviewed on: 9th January 2024

Great and wuick

5
Quick and easy and great customer service Reviewed on: 9th January 2024

It was easy to apply, I got the loan very...

5
It was easy to apply, I got the loan very quick Reviewed on: 9th January 2024

Personal loan

5
Excellent service, very clear and easy online process Reviewed on: 9th January 2024

Great service

5
Fast and easy to apply and very helpful staff it was very quick to apply for a loan money was quick in my account Reviewed on: 9th January 2024

Simple to deal with and good value

5
Simple to deal with and good value Reviewed on: 9th January 2024

Excellent service, quick and easy to apply with good...

5
Excellent service, quick and easy to apply with good rates Reviewed on: 9th January 2024

Good customer service and services are excellent

5
Good customer service and services are excellent Reviewed on: 9th January 2024

Easy application and quick transfer of funds.

5
Easy application and quick transfer of funds. Will definitely be first port of call next time I need a loan.Rates competitive. Reviewed on: 9th January 2024

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