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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Loans needed

I can’t believe how quick your loan gets approved and the money is in your account , it’s the quickest turnaround of any bank, I’m refurbishing at the mo to two houses and the funds were needed quickly , ZOPA certainly delivered, I was so impressed my son has even gone to ZOPA also absolutely SPOT ON ! Reviewed on: 9th January 2024

Personal loan

I applied for a personal loan and it was in my bank within the day. The interest rates are very good. The process was very simple. Customer service was great for support. I will definitely use again. Reviewed on: 9th January 2024

D Bird Zopa Review 2023

Great customer service and very easy to set up my loan. Always very informative by keeping you updated. Reviewed on: 9th January 2024

Easy to set up and process.

Easy to set up and process. Very quick decision Reviewed on: 9th January 2024

I found ZOPA an excellent loan provider from the out...

I found ZOPA an excellent loan provider from the outset.Their customer service ongoing excellent. Reviewed on: 9th January 2024

Fast efficient service

Fast efficient service, good communication and quick decision making Reviewed on: 9th January 2024

Great company

Have taken two personal loans with this company. Application simple and fuss free and immediate decision. Money is in bank within the hour. Reviewed on: 9th January 2024

Great overall

Great company quick and easy to reply i'm find out instant Reviewed on: 9th January 2024

Have had a couple of loans from them always easy to...

Have had a couple of loans from them always easy to apply and get an instant decision and I fast pay out if accepted never had a problem Reviewed on: 9th January 2024

Quick, professional service.

Quick, professional service. The process of applying was easy and had my application approved in a very timely manner Reviewed on: 9th January 2024

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