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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy and quick decission on loan

Easy and quick decission on loan and fast transfer to bank. Reviewed on: 9th January 2024

Excellent experience

Excellent experience from start to finish which only took minutes before the loan was approved and money in my bank account.Simply the best i have ever known throughout my lifetime. I have no hesitation in strongly recomending this service to anyone. The post follow up communications have also been a nice touch.. Reviewed on: 9th January 2024

Very quick and easy.

Very quick and easy. The language was simple and I understood the process. Reviewed on: 9th January 2024

Easy, quick, intuitive.

Really easy and quick to use due to the links to bank etc. Decision made much faster than other products. App provides additional tips and hints to support better money management., according to individual circumstances. Reviewed on: 9th January 2024

Such a easy company to work with

Such a easy company to work with Reviewed on: 9th January 2024

Fantastic.

Fantastic. Easy. Life changing! Really helped me out at a very difficult time. Reviewed on: 9th January 2024

I havnt ever had a problem with Zopa exelent service...

I havnt ever had a problem with Zopa exelent services 5 star Reviewed on: 9th January 2024

Excellent interest rates and superb customer service.

Excellent interest rates and superb customer service. Reviewed on: 9th January 2024

Great and fuss free loan

My loan was quick and easy to set up and at a very good rate. The money was in my bank quickly too and it is easy to manage my account. Reviewed on: 9th January 2024

Brilliant experience with Zopa staff very helpful an...

Brilliant experience with Zopa staff very helpful and excellent rates. Getting in contact with Zopa very easy staff give good advice and help and feed back I highly recommend Zopa Reviewed on: 9th January 2024

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