Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Fast and efficient, very professional

Fast and efficient, very professional Reviewed on: 9th January 2024

My personal loan was such an easy application.

My personal loan was such an easy application. It told me if I would be accepted without a hard credit search. I was accepted downloaded the app and the interest rates are great. Best thing I've done and would highly recommend Reviewed on: 9th January 2024

Verry good service , good experience

Verry good service , good experience Reviewed on: 9th January 2024

Great company from start to finish

Great company from start to finish Reviewed on: 9th January 2024

Good company thank you very much

Good company thank you very much Reviewed on: 9th January 2024

Great C/S, easy application, fast & Speedy outcome &...

Great C/S, easy application, fast & Speedy outcome & Transfer of funds. Great APR rates.. Reviewed on: 9th January 2024

That have been so helpful and friendly

That have been so helpful and friendly Reviewed on: 9th January 2024

Excellent company

Zopa provided the best deal for me and I highly recommend this company Reviewed on: 9th January 2024

Zopa we’re the only bank that would give me a person...

Zopa we’re the only bank that would give me a personal loan at the age of 84.Other banks refused which I thought was dreadful.I’m now able to repair my roof.Thank you Zopa Reviewed on: 9th January 2024

Absolutely great I am very happy with their service

Absolutely great I am very happy with their service Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Northern Community Bank (formerly Pennine Community Credit Union) 4.91 from 1300 reviews
Short-term loan
from WageDay Advance 4.91 from 284 reviews
Inheritance Loan
from Ampla Finance 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub