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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy application and quick to get all sorted

Easy application and quick to get all sorted Reviewed on: 9th January 2024

I took a loan when needed emergency funds for my ser...

I took a loan when needed emergency funds for my seriously ill dog. It was his second serious illness not covered by insurance. Zopa was quick easy to apply, affordable repayments that have never increased. no hidden agenda easy to access information if needed. very happy customer no complaints from me. Reviewed on: 9th January 2024

Very quick and easy to deal with.

Very quick and easy to deal with. Had no problems at all and the app is pretty good too. I always speak to an advisor and do not need to wait long when calling. Reviewed on: 9th January 2024

Zopa - Affordable and Simple.

Zopa provided us with our loan at a reasonable rate and in a responsible manner.. The application was simple and quick, and the repayments affordable. The whole process and loan details were clear and very well explained. Reviewed on: 9th January 2024

It was is to get the loan no endless paperwork etc o...

It was is to get the loan no endless paperwork etc ot was fantastic Reviewed on: 9th January 2024

Except completely great service best loan I’ve had b...

Except completely great service best loan I’ve had but rates need to be lower Reviewed on: 9th January 2024

very competitive rates

Used for last two loans, very competitive rates and take previous loan history into account when providing personalised rates. Reviewed on: 9th January 2024

Fantastic service throughout.

Fantastic service throughout. Money was available extremely fast too. Highly recommended Reviewed on: 9th January 2024

Lloyds loss, Zopa's gain.

I get my wages paid into my Lloyds bank account. I also have a Barclays account. Both of them refused me a loan for home repairs. I applied to Zopa and was accepted straight away. In 13 months I have not missed a payment and I have no intention of ever missing one. Lloyds loss is Zopa's gain. Reviewed on: 9th January 2024

Zopa Dopa

Simple customer interface, clear language, competitive rates, and completely transparent and easily comprehensible calendar and payment schedules. Reviewed on: 9th January 2024

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