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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Fast but definitely not furious

Zopa offered a simple easy application process, with a decision in minutes and money delivered in no time at all Reviewed on: 9th January 2024

SPOT ON IN EVERY WAY

SPOT ON IN EVERY WAY, GREAT COMMS, FRIENDLY STAFF, SWIFT SERVICE Reviewed on: 9th January 2024

Loan required for improvements on our house

Loan required for improvements on our house, but we needed to move quickly to obtain special offer. Zopa were very quick in offering competitive rates against our on line application and funds were in our bank in 24 hours. Reviewed on: 9th January 2024

Applying was easy and customer service was great

Applying was easy and customer service was great Reviewed on: 9th January 2024

Excellent and friendly staff.

Excellent and friendly staff. Always polite, knowledgeable and willing to listen Reviewed on: 9th January 2024

Top company

There is straightforward and easy company to deal with never a problem Reviewed on: 9th January 2024

My lone No nonsense loane very easy

No nonsense loane very easy to apply for instant decision Reviewed on: 9th January 2024

Clear, honest and fast

Very clear and honest advice from all staff contacted regarding the loan. Kept up to date. Totally satisfied. Reviewed on: 9th January 2024

Great service from start to finish.

Great service from start to finish. Reviewed on: 9th January 2024

Very straightford and efficient process

Very straightford and efficient process that took little time. Reviewed on: 9th January 2024

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