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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Helpful pleasant staff speedy completion

Helpful pleasant staff speedy completion Reviewed on: 9th January 2024

No hassle, straight forward and good rates

No hassle, straight forward and good rates Reviewed on: 9th January 2024

It was very easy and straightforward.

It was very easy and straightforward. It was enough to consolidate my finances at an affordable rate. It was quick and easy with an instant decision. Would definitely recommend Reviewed on: 9th January 2024

Best finance company out there .

Needed finance quickly to get transport for my mother in law . Her car broke down ( had to be scrapped ) day before she needed it to taker her husband to hospital. I organised a loan got it paid into my bank within 2 hours , bought a car and got it all insured etc within 4 hours . Peace of mind and trust from lending is essential . I couldn’t recommend Zopa high enough . Best finance company I’ve used ever . I also paid most of it off early without fees . Reviewed on: 9th January 2024

Zopa for the best deals in anything.

Well I was looking for a loan through different company and none of them were willing to help me out. Then I came across Zopa and basically went through the same process with them and they gave me a great offer that I couldn't re fuse. So I filled in the application form and the next thing I got expected. Now that is what I call fantastic people or Company. Reviewed on: 9th January 2024

Extremely quick and efficient.

Extremely quick and efficient. The decision to grant me the loan was made very quickly and was very much appreciated Reviewed on: 9th January 2024

Very easy to deal .with.

Very easy to deal with over the past three years at very competitive rates.the whole process to obtain loans is speedy and easy. Reviewed on: 9th January 2024

were quick fast reliable and stress free

They were quick fast reliable and stress free Reviewed on: 9th January 2024

Excellent service

Quick decision and rapid arrival of funds. All hassle free and very simple to do. Reviewed on: 9th January 2024

No nonsense and quick response lender with a great e...

No nonsense and quick response lender with a great easy to use App. Would recommend without hesitation. Reviewed on: 9th January 2024

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