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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Easy and straightforward .

Simple, straightforward & no complication. Explains in a straight and non complicated way . Reviewed on: 9th January 2024

Very easy to deal with and so great

Very easy to deal with and so great Reviewed on: 9th January 2024

Easy application, great rates and helpful staff.

Easy application and helpful staff. Got the right amount for an excellent rate and payments geared to meet my needs Reviewed on: 9th January 2024

Very easy to apply

Very easy to.apply and got a decision very fast Reviewed on: 9th January 2024

I’ve used Zopa for debt consolidation and for financ...

I’ve used Zopa for debt consolidation and for financing large repair bills. Easy, quick and flexible. Reviewed on: 9th January 2024

Very easy and quick to set up.

Very easy and quick to set up. Seemed very transparent to what I was getting and the terms and conditions. Money was in my bank within the hour with direct debits set up. The app is very simple to use and to navigate. Reviewed on: 9th January 2024

Really good ,fast decision and good rate

Really good ,fast decision and good rate Reviewed on: 9th January 2024

Simple good advice and everything explained.

Simple good advice and everything explained. Friendly staff and all questions answered. Knowledgeable staff a great service Reviewed on: 9th January 2024

Excellent response rate, fantastic service always re...

Excellent response rate, fantastic service always respond on time and politely Reviewed on: 9th January 2024

easy to apply they keep intouch you always know when...

easy to apply they keep intouch you always know when payment is due as they email you Reviewed on: 9th January 2024

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