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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy and quick with competitive rates.

Easy and quick with competitive rates. Reviewed on: 9th January 2024

Excellent service, low interest and excellent custom...

Excellent service, low interest and excellent customer service Reviewed on: 9th January 2024

Very easy to use, quick decision and market rates of...

Very easy to use, quick decision and market rates offered. Reviewed on: 9th January 2024

Interest rate is a little high.

Interest rate is a little high. But overall easy to apply for a loan. Goes through withing a couple of days Reviewed on: 9th January 2024

Very fast, friendly and easy to use.

Very fast, friendly and easy to use. Reviewed on: 9th January 2024

Easy to apply, .

Easy to apply, easy to get answers to questions and great customer service. Most of everything you need to know is in the app but also easy to talk to a representative if needed. Reviewed on: 9th January 2024

Great service, brilliant products

Great service, brilliant products Reviewed on: 9th January 2024

Good value

I have had a loan from zopa and also a credit card I have always had a update of both every month so I know where I stand I would definitely recommend zopa to anyone who needs any of these Reviewed on: 9th January 2024

Very Happy Customer

I’ve had 3 loans with Zopa and had really good experience on all 3. My online account is easy to access, easy to pay more off my loan if I need to and the customer service is good to. I get a good rate for being a valued customer which is great. Reviewed on: 9th January 2024

Applied for a loan and received it within a few...

Applied for a loan and received it within a few hours Reviewed on: 9th January 2024

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