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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Personal loan

Straight forward and excellent service Reviewed on: 9th January 2024

Best loan i’ve had

First time using zopa by far the cheapest interest no messing around money in your bank within days of applying will be using again if needed Reviewed on: 9th January 2024

A perfect company.

A perfect company. Quick response. Professionalism Reviewed on: 9th January 2024

excellent

excellent simple and quick decision and fast payment into ur bank Reviewed on: 9th January 2024

Responsible and Supportive

Very easy to navigate the application very easy to keep track of your loan and any offers available. Zopa are responsible and give ongoing support about your finances explaining how to keep your finances on track and manage budgets. Keeping track of your finances by simply accessing the app. Allowing opportunities to change your borrowing to suit your needs and long term goals. I'm always having a look.how I'm doing and it's such a great incentive to see your loan figure decreasing and your credit score improving, you feel like you've made a good choice it's quite motivating. Well done Zopa Reviewed on: 9th January 2024

Easy and straightforward from completing the initial...

Easy and straightforward from completing the initial application to making payments. I’ve never had to make contact everything is smooth sailing Reviewed on: 9th January 2024

Home improvement loan

Needed a personal loan for a home improvement project, the loan was easy to apply for had a excellent rate and once agreed was transferred really quickly, highly recommend. Reviewed on: 9th January 2024

1st class service

Applied for a personal loan, great rates and a seamless process. Everything was 1st class. Reviewed on: 9th January 2024

Stress free loan experience

I had a personal loan application with another provider which was in progress but it was a very drawn out process. I looked on line for someone else and found Zopa who I hadn't heard of before.I applied and got a very good rate and Recieved the funds within three days..I really can't fault them and what an easy process it was. Reviewed on: 9th January 2024

Quick, easy and very helpful staff

Quick, easy and very helpful staff Reviewed on: 9th January 2024

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