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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Absolutely fantastic service provider.

Second time I’ve had a loan with Zopa and the whole experience has been excellent. So simple to apply, payments dead straight forward and everything easily managed by me on the app. Couldn’t be happier with them as a supplier. Reviewed on: 9th January 2024

Fast service and quick decisions

Fast service and quick decisions Reviewed on: 9th January 2024

Easy to apply.

Easy to apply. Instant decision. Like that it gives you borrowing insights so you can see what you need to do to improve your chances. App is incredibly easy to use. Whole process was simple and easy. Reviewed on: 9th January 2024

Easy to use website and very quick decision after ap...

Easy to use website and very quick decision after application. Money instantly in my account . Great service. Reviewed on: 9th January 2024

Fantastic company very helpful and really good staff...

Fantastic company very helpful and really good staff Reviewed on: 9th January 2024

I’ve used zopa a few times for personal loans and al...

I’ve used zopa a few times for personal loans and always found the process easy and very reasonable rates , the process is quick and money transferred quickly , the rates are very competitive Reviewed on: 9th January 2024

Loans made easy. ...

Easy website this is definitely a personal loan experience without the hassle of call backs etc Reviewed on: 9th January 2024

Very good service and helpful.

Very good service and helpful. Convenient most to all. Reviewed on: 9th January 2024

Great service

Simple and easy process. Quick response and kept well informed Reviewed on: 9th January 2024

Extremely helpful

Extremely helpful with interest rates that are competitive Reviewed on: 9th January 2024

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