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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Very good service and quick, good payback and polite.

Very good service and quick, good payback and polite. Reviewed on: 9th January 2024

Simple and clear information.

Simple and clear information. Showing how left to pay and how long. Easy to pay off early if you want to. Excellent company to deal with very open and clear app. Simple to apply. Money in account same day. Reviewed on: 9th January 2024

Excellent service very well treatment

Excellent service very well treatment Reviewed on: 9th January 2024

Straight forward applications and very helpful staff

Straight forward applications and very helpful staff Reviewed on: 9th January 2024

I’ve had 2 loan’s with Zopa, never had a problem.

I’ve had 2 loan’s with Zopa, never had a problem. Thanks Zopa. Great rates too. If I need another loan, Zopa comes straight to mind. Reviewed on: 9th January 2024

Customer service was excellent and the website was v...

Customer service was excellent and the website was very easy to use Reviewed on: 9th January 2024

Easy to apply , very easy to manage using the...

Easy to apply , very easy to manage using the app Reviewed on: 9th January 2024

Happy customer

I needed a short term loan, it was offered at a competitive rate, arrived in account fast, I paid off early whole experience was good. Reviewed on: 9th January 2024

Very quick and efficient, easy access to information.

Very quick and efficient, easy access to information. Have recommended to others Reviewed on: 9th January 2024

Used comparison site and Zopa came top and they did...

Used comparison site and Zopa came top and they did not disappoint. Highly recommend. Reviewed on: 9th January 2024

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